中文版：请根据我提供的借款协议、转账记录、聊天记录、还款记录、利息约定以及双方争议内容，帮助我分析民间借贷纠纷。
请重点判断借贷关系是否有证据支持、实际借款金额是多少、已经偿还多少、剩余本金是多少、利息如何约定，以及哪些资金往来可能存在争议。
建立“借款事实—资金流—还款记录—证据”的对应关系，并指出证据缺口。
不要直接保证胜诉结果，并提醒我核实当地关于利息、诉讼时效和举证责任的现行规定。

英文版：Analyze the private lending dispute based on loan agreements, bank transfers, messages, repayment records, interest terms, and disputed facts.
Identify evidence supporting the existence of the loan, actual principal advanced, amounts repaid, outstanding balance, agreed interest, and disputed transactions.
Create a loan-fact-fund-flow-evidence map and identify evidentiary gaps.
Do not guarantee an outcome. Flag jurisdiction-specific rules concerning interest, limitation periods, and burdens of proof.

该提示词已在以下工具中验证有效：ChatGPT、Claude、Gemini、Perplexity